Effective Finance

Whatever your financial requirements - Effective Finance can assist you. Does your business need any of the following?

Raising finance (including Grants)

Preparing and Understanding cashflow

Preparing and Communicating business plans

Virtual Finance Director


    EFFECTIVE FINANCE DEVELOPMENTS

 

Finance Helpline

If you have a pressing finance problem or crisis, you can call or email the Finance Helpline Click here

 

Grants for Business

We have a new partner who is helping businesses to get grant funding. Click here

 

Virtual Finance Director

This is an exciting development for the SME from Effective Finance. Click here

 

 

Short Term finance

Getting working capital from a bank is difficult and requires you to be well prepared and will usually need you to produce:
  • Full accounts for the past financial year
  • Business plans for 12 to 24 months ahead by month (to include P&L, Balance Sheet, Cashflow,)
  • Commentary on the plans especially the major assumptions
  • Indication of borrowing levels and whether loan or overdraft sought
  • Copy of banks statements for previous 6 to 12 months
  • Security for the borrowings from the business assets or personal
  • Details of assets (if personal security)
We can help with preparing part or all of this information